Whistleblowing - 
Speak out

The scope of reporting shall include any improper conduct (misconduct or criminal offense) including but NOT limited to the following

• Fraud
• Bribery
• Abuse of power
• Conflict of interest
• Theft or embezzlement
• Misuse of the bank's property
• Non-compliance to bank procedure

Only genuine concerns should be disclosed. The whistleblower is responsible to ensure that the disclosure is made in good faith and free from any malicious intent. In addition, any disclosure which is found to be frivolous or vexatious will not be entertained.

If the investigation later revealed that the disclosure was made with malicious intent, appropriate action can be taken against the whistleblower

Any disclosure made herein should contain the following information:

• Details of the person(s) involved
• Details of the allegation
• Nature of the allegation
• Where and when the alleged misconduct/wrongdoing took place
• Other relevant information; and
• Any supporting evidence if available

A whistleblower will be accorded with protection under the bank's whistleblowing policy provided that the disclosure is made in good faith. Such protection is accorded even if the investigation later reveals that the whistleblower is mistaken as to the facts and the rules and procedures involved.

The protection to the whistleblower can be revoked under the following circumstances, among others:

• The whistleblower participated in the improper conduct
• The whistleblower willfully discloses a false statement
• The disclosure is made with malicious intent or
• The disclosure is frivolous or vexatious