Career Opportunities

• Appraise credit proposals for financing using Bank or administered funds in line with the guidelines of Bank of Africa, the Central Bank, and any other appropriate credit standards, regulations, policies and practices, and approve within personal lending limits or make appropriate recommendations to the Credit Committee for decision making.
• Review and sign-off offer letters for approved facilities, ensuring that all terms and conditions have been indicated as per approval.
• Review and / or recommend annual improvements to the Credit Policy and Procedures Manual, Underwriting Standards and Credit Product to the Head, Credit Analysis.
• Ensure that all credit files reviewed are timely updated with correspondences from / to clients, are well maintained and contain all the relevant sections as per BOA credit policy.
• Visit / meet customers when required and further undertake project / business site visits, security inspections to better understand the related risks, and document visit reports with copies placed in credit files.
• When required, proactively train / coach any stakeholders along the credit process in credit risk assessment techniques and review their credit files for purposes of coaching.
• To assist the Senior Manager Credit Analysis with adhoc projects, tasks, or other business deliverables.
• Directly collaborate with the Senior Manager Credit Analysis in formulating the credit strategy and annual budgets of the credit department.
• Directly assist the senior Manager Credit Analysis in authorizing regular board reports and management reports relating to the credit portfolio of the Bank.
• Any other duties as may be assigned to you from time to time

Additional Responsibilities
The Bank reserves the right to amend, modify, or adjust the responsibilities of this position as business needs evolve, in alignment with applicable labour laws. The Employee may also be required to undertake additional duties or projects from time to time, within their capabilities and consistent with the responsibilities of the role, as directed by the Employer.

• Asset Quality (PAR ratio 30 days+)
• SLA - as per Service Index
• Underwriting TAT
• TAT for submission of files to Group
• Re - works
• Audit/Risk/Compliance issue resolution rate  of your department/unit
• % of Audit/Risk/Compliance  issues outstanding for > 3 months
• Quality of Board, Group and Management reporting
• Training sessions
• Product knowledge quizzes

• Bachelor’s Degree in Business, Finance, Accounting Banking or a relevant field
• Certification in credit skills is desirable
• Professional qualifications in Finance or related fields e.g. ACCA, CFA, CPA desirable
• 5 years’ experience in Banking, preferably in risk analysis for financial products
• Solid grasp of the Bank’s business model, its strategy and all of its products and services
• Solid grasp of laws, regulations, policies, process and procedures relating to credit
• Solid grasp and interpretation of industrial and national economic trends
• Exposure the Banking Core Systems and Credit Processing Systems

• High ethical standards and a commitment to the values of the Bank.
• Strong financial and numerical skills
• Strong business acumen
• Solid and proven credit skills
• Strong analytical skills
• Customer centricity
• Strong interpersonal skills with ability to influence key people inside and outside the Bank
• Attention to detail and good investigation skills
• Strong presentation, verbal and written communication skills
• Ability to work under pressure, in a fast paced and results driven environment.

• Assist the Head of Internal Audit to develop the IT Audit plan as part of the Annual Audit Programme.
• Develop appropriate audit tests aimed at addressing identified IT risks and achieving the desired audit objectives to provide assurance that IT risks are effectively managed or mitigated.
• Conducts all assigned audits including planning, evaluating and documenting the results, reporting and follow up in accordance with the annual audit plan.
• Prepare clear and concise audit reports on audit findings, detected non-compliance with bank policies, guidelines, statutory requirements and procedures for discussion with management, and the Head of Internal Audit before final reports are issued for corrective action.
• Regional IT audit engagements: In liaison with Head of Internal Audit, develop a comprehensive assessment of IT risks at assigned Bank of Africa regional banks, plan and conduct IT audits accordingly.
• Follow up on all IT issues arising from audits and other inspections and secure compliance with the agreed recommendations within the relevant time frame.
• Conduct investigations into reported frauds and forgeries as may be assigned.
• Take lead in supporting Internal Audit Department to optimise the use of TeamMate audit software by providing internal support services to all users when necessary.
• Exercise due professional care in performing audit work, including reviewing operating efficiency and making recommendations for cost reductions and earnings improvement.
• Continue professional development through self-training, participation in recommended courses and in-house training.

•       Bachelor’s degree in Information Systems/Technology, Computer Science or related field from a recognized University.
•       Good understanding of IT systems and an IT related qualification, e.g. CISA or equivalent.
•       Possess technical knowledge in Information Systems (Particularly Networks, Databases, Operating systems and general computer applications).
•       Having knowledge in Accounting and Audit fields will be an added advantage.
•       2 years relevant working experience in IT Audits
•       Strong interpersonal skills and a good team player.
•       Commendable analytical skills in evaluating data and information.
•       Ability to work under pressure.
•       Good negotiation skills.
•       Good communication skills both verbal and written.
•       Personal commitment to meet or exceed all targets and objectives.
•       Utmost professional integrity.

• Willingness to travel for stakeholder meetings, regulatory consultations, and operational reviews as needed.
• High ethical standards and a commitment to the values of the Bank.