Manufacturing

Is your company struggling with delayed payments from your distributors or having significant value stuck in stock? Do you need to increase the efficiency of trade transactions and payment terms to reduce the cost of funding – both for your organization and for your suppliers?

Our tailored production growth and facilitation solutions aim to deliver competitively priced working capital to you, your suppliers and distributors helping you run a more efficient business with faster access to liquidity and the ability to unlock funds to optimize your working capital.

Discover our structured production cycle financing solutions below:

• Short-term working capital to help you source, produce, package and ship your goods – discover our import/export solutions. We also provide invoice discounting solutions to help you release value stuck in invoices issued to your distributors and off-takers
• Improve your payment terms for production supplies or reduce your cost of funding with your overseas supplier – discover our letters of credit and import bills of collection
• Access our dedicated BANK OF AFRICA China (Shanghai) and Dubai office support among other 30 global locations to keep your connections and interact with new partners at an optimized cost

Do you need to grow your manufacturing capacity, purchase key assets or keep up to date with automation trends in your industry?

Discover our vast range of investment finance solutions below

• Are you looking to import some materials or machinery but are unable to meet the capital-intensive purchase, tax and transport cost requirements? Improve your payment terms or reduce your cost of funding with your overseas supplier – discover our letters of credit, import finance, asset finance and import bills of collection solutions
• Are you looking to acquire new premises for your manufacturing business? Discover our commercial mortgage solution to support your growth ambitions

Do you need a partner to help manage the risks of entering new markets, handling price and exchange rate fluctuations – while also helping you to protect critical trading relationships?

Let us help you to integrate risk management alongside your working capital and trade finance management processes. We shall aim to help you to reduce risk from customer default and supplier non-performance to currency fluctuations and varying business and cultural differences.

Discover our secure trade risk management solutions below:

• Mitigate the risk of not being paid or receiving your raw materials. – discover our guarantees, letters of credit and import bills of collection solutions
• Protect your manufacturing business against the impact of exchange rate fluctuations – discover our treasury support services
• Access our dedicated BANK OF AFRICA China (Shanghai) and Dubai office support among other 30 global locations to keep your connections and interact with new partners at an optimized cost

Our manufacturing sector banking model is for all your stakeholders. No matter the level, we will help make it easy to access world-class financial services for all your stakeholders.

Discover our banking options for your stakeholders below:

• Personal banking - Our Corporate Personal Banking service is an exclusive relationship-based offer to directors, senior management, and other personnel of your company. Your Corporate Personal Banking Relationship Manager compliments your business relationship with us and makes it easier for you to manage all your finances together. Our assistance ranges from management of payroll services, pension plans, Group insurance to personal loan requirements. Discover our special rates on our personal banking suite
• Suppliers - Your suppliers and contractors will benefit from our competitive trade finance solutions as they undertake various projects for you and the community. These solutions to them also save you the significant cash flow requirements you need to ensure they deliver on time. Discover our Business Banking opportunities